Affordable Payment Plans That Fit Your Budget

Get your No-Cost Roof Inspection today. Our team is ready to help with inspections, repairs, replacements, and insurance claims.

Flexible Financing Options for Your Roofing Project

Major Roofing partners with Hearth to offer flexible financing solutions that make quality roofing services accessible and affordable. Protect your home today while spreading the investment over time with payment plans designed specifically for homeowners.

Whether you need emergency repairs, storm damage restoration, or a complete roof replacement, our financing options help you get the work done now and pay comfortably over time.

Calculate Your Monthly Payment

See your personalized payment options instantly—no credit score impact

Why Choose Our Financing Options

Simple, transparent, and designed with homeowners in mind

Quick & Easy Approval

See your personalized monthly payment options within minutes—no impact to your credit score, no prepayment penalties, and no home equity required.

Flexible Terms

Loan amounts up to $250,000 with affordable monthly payment options tailored to your budget. Funding available within 1-3 days of approval.

No Hidden Fees

Transparent financing with no prepayment penalties and no home equity required. Pay off your loan early without extra costs whenever you're ready.

Everything you need to make your roofing project affordable

No Credit Score Impact

Check your rates and payment options without affecting your credit score during the application process.

Fast Funding

Get approved in minutes and receive funding within 1-3 days so your roofing project can begin immediately.

Homeowner-Friendly

No home equity required means you can finance your roofing project without putting your home at additional risk.

Competitive Rates

Access competitive interest rates and terms designed specifically for home improvement projects.

Large Project Support

Finance up to $250,000 for complete roof replacements, extensive repairs, or multiple home improvements.

Simple Application

Easy online application process with minimal paperwork and quick decision times for your convenience.

Get started in four simple steps

Step 1: Get Your Roofing Estimate

Contact Major Roofing for a no-cost inspection and detailed estimate. We'll assess your roofing needs and provide a clear, itemized quote for your project.

Step 2: Check Your Payment Options

Use our financing calculator or apply directly through Hearth to see your personalized monthly payment options. Get instant results without impacting your credit score.

Step 3: Choose Your Plan & Get Approved

Select the payment plan that works best for your budget. Complete the simple application and receive an approval decision in minutes, with funding available in 1-3 days.

Step 4: Start Your Project

Once approved, we'll schedule your roofing project and get to work protecting your home. You'll make convenient monthly payments while enjoying a brand new, durable roof.

Common questions about our financing options

No! Checking your rates and seeing payment options through our financing partner uses a soft credit inquiry, which does not impact your credit score. Only when you formally accept a loan offer will a hard credit inquiry be performed.

Most customers receive an approval decision within minutes of completing the application. Funding is typically available within 1-3 business days after final approval, allowing your roofing project to begin quickly.

Financing is available for a wide range of credit profiles. While specific requirements vary, many homeowners with fair to excellent credit can qualify. We encourage you to apply to see your personalized options.

No! You can pay off your loan early at any time without penalty or additional fees. This flexibility allows you to save on interest if you're able to pay off your balance ahead of schedule.

No home equity is required for our financing options. These are unsecured personal loans designed specifically for home improvement projects, so your home is not used as collateral.

Our financing can be used for any roofing service we provide, including roof repairs, complete roof replacement, storm damage restoration, emergency repairs, and insurance deductibles.

You can finance up to $250,000 for your roofing project. This accommodates everything from basic repairs to complete roof replacements on larger homes or multiple improvements.

Yes! If you're filing an insurance claim for storm damage, our financing can help cover your deductible so you can proceed with necessary repairs without delay.

Major Roofing
Expert roofing solutions for Oklahoma homes and businesses.
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