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Major Roofing partners with Hearth to offer flexible financing solutions that make quality roofing services accessible and affordable. Protect your home today while spreading the investment over time with payment plans designed specifically for homeowners.
Whether you need emergency repairs, storm damage restoration, or a complete roof replacement, our financing options help you get the work done now and pay comfortably over time.
See your personalized payment options instantly—no credit score impact

Check your rates and payment options without affecting your credit score during the application process.
Get approved in minutes and receive funding within 1-3 days so your roofing project can begin immediately.
No home equity required means you can finance your roofing project without putting your home at additional risk.
Access competitive interest rates and terms designed specifically for home improvement projects.
Finance up to $250,000 for complete roof replacements, extensive repairs, or multiple home improvements.
Easy online application process with minimal paperwork and quick decision times for your convenience.
No! Checking your rates and seeing payment options through our financing partner uses a soft credit inquiry, which does not impact your credit score. Only when you formally accept a loan offer will a hard credit inquiry be performed.
Most customers receive an approval decision within minutes of completing the application. Funding is typically available within 1-3 business days after final approval, allowing your roofing project to begin quickly.
Financing is available for a wide range of credit profiles. While specific requirements vary, many homeowners with fair to excellent credit can qualify. We encourage you to apply to see your personalized options.
No! You can pay off your loan early at any time without penalty or additional fees. This flexibility allows you to save on interest if you're able to pay off your balance ahead of schedule.
No home equity is required for our financing options. These are unsecured personal loans designed specifically for home improvement projects, so your home is not used as collateral.
Our financing can be used for any roofing service we provide, including roof repairs, complete roof replacement, storm damage restoration, emergency repairs, and insurance deductibles.
You can finance up to $250,000 for your roofing project. This accommodates everything from basic repairs to complete roof replacements on larger homes or multiple improvements.
Yes! If you're filing an insurance claim for storm damage, our financing can help cover your deductible so you can proceed with necessary repairs without delay.